Greenwood Finance

Mortgage broker · Lower North Shore

Mortgage Broker in Chatswood

Chatswood is a proper second hub on the North Shore, with big shopping, the metro and a deep apartment market. Whether you're buying a unit to live in or to invest, I'll help you compare lenders and get the loan right.

Around ten kilometres from the CBD, Chatswood has grown into a busy commercial and retail centre with the metro, two big shopping centres and a strong, diverse community. The apartment market here has real depth, from compact one-bedders to large family-sized units, with unit medians often sitting above the $1 million mark. Houses climb well beyond that.

An apartment market with depth

Because there's so much variety, the right loan depends a lot on what you're buying and why. A young professional after a one-bedder near the station has different needs to a family buying a three-bedroom apartment, or an investor focused on yield. I'll help you work out your budget and match you to a lender that's comfortable with the building and the price point.

Investors and upgraders

  • Upgraders moving from a unit to a house and juggling the timing of both.
  • Investors after tenants close to the metro and the business district.
  • Professionals buying their first quality apartment on the North Shore.
  • Investors buying through a trust or company structure.

Buying through your super?

Lenders stopped writing new SMSF loans against residential property in August 2026, so buying a house or unit inside your super is no longer on the table. Commercial premises inside a fund still are, and SMSF commercial covers that. For a standard purchase, set up an investment loan.

Buying in Chatswood?

Let's talk through the property and get the loan structured to suit it.

Frequently asked questions

Do lenders treat Chatswood apartments differently?

Sometimes. In areas with a lot of high-density units, a few lenders cap how much they'll lend or ask for a bigger deposit, especially in very large buildings. I'll steer you to lenders that are comfortable with what you're buying.

Can you help me buy an investment property in Chatswood?

Yes. I'll help you structure the loan so it works for your wider plan, whether that's yield, growth or building a portfolio. If you're weighing up super, we can also look at SMSF loans.

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Important information

This information is general in nature and does not take your personal objectives, financial situation, or needs into account. It is not credit assistance or a recommendation to enter into any particular credit contract. Consider whether it is right for you and seek advice before acting. Lending is subject to a lender's eligibility and approval criteria. Terms, conditions, fees, and charges apply.

Greenwood Finance · ABN 23 671 049 693 · Credit Representative No. 551942.

Buying or refinancing in Chatswood?

Book a free 15-minute call with Victor. No fees, no obligation.