Mortgage broker · Hunter Region
Mortgage Broker in Newcastle
Newcastle has come a long way, from working harbour to one of the most liveable cities in NSW, and buyers have noticed. Whether you're getting your first place or looking north to invest, I can help even though I'm Sydney based.
Newcastle has reinvented itself over the last decade or so. The revamped harbour foreshore, the light rail and a genuine cafe and arts scene have turned it into a city people actively want to live in, not just pass through. Houses recently crossed the $1 million mark for the first time, with apartments giving buyers a more affordable way in, though as always the figures move.
Not just a Sydney story
For first home buyers, Newcastle can offer a lot more house for the money than Sydney, while still giving you a real city with jobs, beaches and transport. Government schemes can help with the deposit, and the price caps mean a house, not just a unit, may be within reach. Scheme rules change, so it's worth checking where you stand rather than assuming last year's limits still apply.
First home in Newcastle?
You may be able to buy with a smaller deposit than you'd expect through the First Home Guarantee. Start with how much can I borrow, then let's check what you're eligible for.
Investors looking north
Plenty of Sydney investors are looking to the Hunter for a lower entry price and a tight rental market. If that's you, I'll help you set up an investment property loan that suits your strategy, and make sure the numbers are honest before you commit. No hype about hotspots, just a clear read on what the loan and the repayments really look like.
Buying or investing in Newcastle?
I work with clients right across NSW. Let's have a quick, no-pressure chat.
Frequently asked questions
Can you help me if you're based in Sydney and I'm in Newcastle?
Absolutely. I work with clients right across NSW by phone, video and email, so where you are makes no difference to the service you get. The whole process can be done remotely.
Is Newcastle cheaper than Sydney for first home buyers?
Generally your money goes further in Newcastle than in most of Sydney, which can put a house within reach rather than just a unit. What you can borrow still depends on your income and deposit, so let's run your numbers.
Do you charge a fee?
No, in almost all cases my help is free to you. I'm paid a commission by the lender when your loan settles, and I'm legally bound to act in your best interests.
Keep reading
Investment Property in Newcastle
Plenty of Sydney investors are looking north to Newcastle for a lower entry price and a rental market that's about as tight as it gets. If that's you, I'll help you set the loan up right, even though I'm Sydney based.
Read moreFirst Home Buyer in Newcastle
Newcastle offers first home buyers something Sydney rarely does: a harbour city with a friendlier entry price and schemes that can do a lot of the work. I'm Sydney based, but I help clients right across NSW, so distance is no barrier. Here's how I help you get in.
Read moreFirst Home Buyer loans
Schemes, deposits and buying your first place.
Read moreInvestment Property loans
Looking north to invest? Let's structure it well.
Read moreHow much can I borrow?
A realistic budget wherever you're buying.
Read moreImportant information
This information is general in nature and does not take your personal objectives, financial situation, or needs into account. It is not credit assistance or a recommendation to enter into any particular credit contract. Consider whether it is right for you and seek advice before acting. Lending is subject to a lender's eligibility and approval criteria. Terms, conditions, fees, and charges apply.
Greenwood Finance · ABN 23 671 049 693 · Credit Representative No. 551942.
Buying or refinancing in Newcastle?
Book a free 15-minute call with Victor. No fees, no obligation.